# The Application Process & Fees
## Typical steps
1. **Confirm requirements** for your state and classification.
2. **Qualify** — meet experience, pass exam(s), arrange bond/insurance.
3. **Submit the application** with documents, financials, and **fees**.
4. **Board review** — the long pole; can take weeks to months depending on backlog and whether background/financial checks are required.
5. **Issuance** — you receive your license number and can legally contract.
## Fees
Expect **application, exam, and license fees**, plus the **bond premium** and insurance costs. Budget for them up front.
## Tips
- Submit a **complete** package — missing items restart the clock.
- Track your **timeline** (the Licensing course's planner breaks this down).
- Keep copies of everything.
**Takeaway:** Submit a complete package — missing items restart the clock.
> *Educational content — not legal, accounting, or licensing advice. Rules vary by state and change; verify with the licensing board and a CPA.*
